Vertical IQ industry intelligence is now available via the Risk Management Association’s (RMA) eMentor program, a “self-service, subscription-based knowledge hub” for credit professionals. The combined tool marries RMA’s Annual Statement studies with Vertical IQ’s plain English industry overviews, helping credit team members prepare for calls, assess credit risk, and improve their credit knowledge. Other tools include Best Practices, eCases, interactive worksheets, and trackable exams.
RMA has long collected US private company industry norms to assist with credit and lending decisioning. RMA multi-year financial ratios are available by NAICS code and stratified by assets and revenue.
Vertical IQ industry overviews help bankers prepare for meetings, understand industry trends and issues, and assess potential loan risks. Vertical IQ provides 250 reports covering over 1,000 industries. Vertical IQ research is directly viewable within eMentor and downloadable as PDFs.
“With the addition of Vertical IQ’s industry knowledge to eMentor, RMA makes a great platform even more indispensable for the bankers who rely on eMentor to better understand the risks and opportunities financial institutions and their borrowers face,” said RMA CEO Nancy Foster. “eMentor powered by Vertical IQ arms bankers with the market intelligence that is crucial throughout the life of the loan—from initial meetings with borrowers, to putting together a financing package that is right for them, to monitoring loan performance.”